Superyacht cruising through clear blue water

Five Assurance Signals. One clear vessel view.

Smeaton turns verified onboard activity into vessel risk scoring and superyacht assurance indicators, allowing owners, fleet managers and marine insurers to identify where performance is strong, where risk is changing and where the underlying evidence should be reviewed.

Start with six numbers. Keep the evidence underneath.

The insurer-facing principle is intentionally simple: do not make a reviewer interpret thousands of scans. Begin with a headline Smeaton Index and five Assurance Signals, then allow drill-down into the rounds, timestamps and exceptions behind them.

Smeaton IndexThe Smeaton Index provides a headline assurance indicator based on the five signals.
Round AdherenceHow well scheduled rounds are executed, including physical checkpoint attendance and start punctuality.
Round ConsistencyHow reliably the vessel maintains its expected round programme over time, including missed activity and repeated deviations.
Surveillance GapThe continuity of expected onboard checking and whether periods exist where planned monitoring failed to occur.
Hardware HealthThe condition of monitored checkpoints and associated assets, including repeat problems and successful resolution.
Crew ReliabilityHow consistently assigned crew execute their rounds, including completion, punctuality and repeated performance patterns.
Smeaton Index
93
Illustrative overall assurance score
Round Adherence
Round Consistency
Surveillance Gap
Hardware Health
Crew Reliability

A proprietary assurance framework.

The proposed Smeaton Index is insurance grade algorithm. It gives the greatest importance to rounds while still accounting for coverage, hardware condition and crew reliability.

The purpose is not to replace the operational evidence underneath. It is to give a fleet manager or insurance user a concise starting point and show them where to investigate next.

Superyacht moving through open water

Frequency matters as well as quality.

Two vessels can perform an individual round equally well but still provide materially different levels of assurance if one yacht is physically checked four times each day and the other only once.

The proposed Smeaton Index therefore applies a Round Frequency Factor using the average number of valid completed rounds per day across the rolling 30-day period.

Simple assurance first. Verifiable evidence underneath.

See how Smeaton can turn everyday onboard rounds into a clearer operational assurance picture for yacht managers, fleet teams and marine insurance users.